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Income

Pay
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You can find this on your payslip or bank statement. Enter the exact amount you get paid after tax, National Insurance and other deductions (such as pension contributions, student loan repayments and so on) have been taken off.

Can't make sense of your payslip?

See our guide: Understanding your payslip

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Enter either the amount you plan to take out of the business for personal use (known as 'drawings'), or your expected net profit, that's your total business income minus any expenses.
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This should be listed as a separate item on your payslip. If you also qualify for occupational sick pay, this should be shown as a separate figure, in which case, add the two together.
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The amount you get depends on how much you earn and how long you've been off work. It should be listed as a separate item on your payslip.

You can find more details on maternity pay, including how much you're entitled to, on GOV.UK

Benefits & Tax Credit
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Universal Credit is a monthly payment to help with your living costs. It has replaced a number of older benefits, and the amount you receive depends on your personal circumstances.

To find out how much you get, check any letters or paperwork from the Department for Work and Pensions (DWP), or look at your bank statement.

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You are usually entitled to Child Benefit for children you’re responsible for.

You can find more information, including Child Benefit Rates, on the GOV.UK website

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Check the paperwork from the office that pays your benefit, or look at your bank statement. The amount you get varies depending on things like how old you are and whether you have children. It's normally paid every two weeks.
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Check your award notice, or look at your bank statement. The amount you get varies depending on how old you are and how long you're been claiming it. It's normally paid every two weeks.
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Check your award notice, or look at your bank statement. The amount you get varies depending on the nature of your disability and how much help you need. It's normally paid every four weeks
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Check your award notice or bank statement to see exactly how much you get. The amount varies according to your other income and whether you're single or in a couple. Pension Credit is paid either: every week, every two weeks, or every four weeks.
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Check your award notice, or look at your bank statement. The amount you get varies depending on how much help you need. It's usually paid every 4 weeks.
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You can apply for Carer's Allowance if you care for someone at least 35 hours a week and they get certain benefits.

You can find out more, including rates, on the GOV.UK website.

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Check your award notice to find out how much you get. Housing Benefit can be paid weekly, fortnightly, four-weekly or monthly. If your Housing Benefit goes directly to your landlord leave this box blank. If you receive the Housing Benefit and pay your landlord yourself enter the amount you get here.
Pension
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If you're getting the State Pension it will show on your bank statement as being paid by DWP (the Department for Work and Pensions) and alongside your National Insurance number.

You can find more information, including rates, on GOV.UK website.

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If you're being paid a workplace pension you can find the exact amount on your payslip or bank statement. Enter the amount you get paid after tax has been taken off. Your workplace pension is usually paid monthly.
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Your pension provider will send you annual statements, telling you how much your fund is worth. From the age of 55 (rising to 57 in 2028), you can choose to begin taking money from your pension pot.
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You can use your pension pot to buy a lifetime annuity, a guaranteed income for life. Or you can buy an income for a fixed term, also known as a fixed term annuity. You can usually choose to take up to 25% of your pot as a one-off tax-free lump sum at the start.
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Flexible retirement income is often referred to as pension drawdown, or flexi-access drawdown and is a way of taking money out of your pension pot to live on in retirement.
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TBC
Other income
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If you have savings accounts check your savings statements to see how much interest you earn. If you have investments such as shares or bonds, check your paperwork to see how much of a return you make. Whether or not you owe any tax will depend on the type of investments you have and will be paid via your tax return.
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If you have a lodger or a grown-up child who lives at home and pays you rent, enter the amount here.

To find out more about private renting, including tax rates, visit GOV.UK.

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Enter the full amount of child maintenance or child support that you get from your ex. If the amount varies, add up everything you received last year and enter that, selecting 'year' from the dropdown menu. That way, the calculator will work out an average monthly amount for you.

If you want to know more about your right to child maintenance, see our guide: How do I arrange child maintenance?

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If you're in education and receiving a student loan or grant, enter the amount here. Don't enter your tuition fee loan, just the maintenance loan and anything else you get to help with living costs. Make sure you add the amount you get for all three terms together and select 'year' from the dropdown menu.
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If you have any other money coming in regularly, perhaps money from a charity or other organisation, enter it here.
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If your parents - or anyone else - regularly give you money to live on, enter the amount here.
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Income£0
Spending£0
Balance£0